Founders & Fintech
on TikTok
DACH Scan.
How German-speaking founders, freelancers and small businesses talk about founding, tax, bookkeeping and banking on TikTok, which brands are part of that conversation, and how big and fast the field is. Collected and analysed by Promoplug.
- 01Scope and methodThree populations, two collection routes, one topic definition.
- 02Key findingsSix findings with source.
- 03Size of the field16.10 bn views across 36 German hashtags.
- 04Growth16 of 21 German hashtags grow faster than their lifetime average.
- 05Share of voice77.9% of core videos name no finance brand.
- 06Brand mentions13.7% of mentions are genuine brand videos.
- 07Brand channels8 of 32 main channels are mostly ads.
- 08Topic clusters24 clusters, from bank memes to e-invoicing.
- 09Comments674,355 comments, pain points and questions.
- 10Top organic videos42 curated videos with cover and link.
- 11Neighbouring fieldsTrades, beauty and gastro: high medians, no brands.
- 12Creator map18 accounts carry the field, 12 founder creators measured.
- 13AudienceBusiness signal and overlap of follower samples.
- 14Quality control and limitsHand checks, contamination, what the figures cannot carry.
Scope
and method.
One scan, three populations: 103,093 TikTok videos collected, 31,154 of them German-language videos inside the field. Every share-of-voice figure on this page refers to that core sample.
Three populations
TikTok search also returns videos that only share a word with the field, and brand hashtag feeds are international and full of unrelated content. Some brand names are common words in other languages. Without a split, brand figures are not comparable.
- Total corpus. Everything search and hashtag feeds returned.
- Brand corpus. A brand stands in caption or hashtag, matched with word boundaries. Ambiguous names count only with a finance context, generic words only in unambiguous forms such as “Wise Business”.
- Core sample. Founder or tax topic, or a finance brand in a finance context, and German-language or a DACH signal. Only this sample is comparable across brands.
Two collection routes
Both routes were combined and de-duplicated. The pink part of each bar is the share that landed in the core sample.
- Search. 332 queries in 5 variants each (relevance and most liked, without a time filter and for the last 90 and 180 days): 1,660 search units, 7,691 pages, each paginated to exhaustion. Cursor 300 is the hard limit of the API.
- Hashtag feeds. All 115 measured hashtags pulled in depth: brand tags up to 70 pages, other tags up to 28, generic-word brand tags 5 pages. 3,201 pages, 91 feeds reached the depth cap.
- Comments. Every core video with comments, depth by comment count (from 100 comments 4 pages, from 40 comments 2 pages, otherwise 1 page of 50): 24,748 videos, 30,949 pages.
Scope
| Measure | Value |
|---|---|
| TikTok videos collected (search and hashtag feeds, unique) | 103,093 |
| of which name a brand in caption or hashtag (brand corpus, all brands) | 18,357 |
| of which name a finance brand | 15,929 |
| Core sample: field topic or finance brand in a finance context, German-language or DACH | 31,154 |
| core videos with a founder or tax topic | 27,334 |
| core videos with a finance brand | 6,890 |
| Comments under core videos (first level) | 674,355 |
| Creators in the total corpus | 56,333 |
| Creators in the core sample | 11,093 |
| Creator profiles pulled in full | 204 |
| Extra videos from brand channels and creator histories (outside the corpus) | 28,324 |
| Hashtags measured via the hashtag endpoint | 115 |
| Upload dates covered | 24 Aug 2018 to 2 Nov 2026 |
| API requests (TikTok data provider), counted | 49,715, of which 1,380 failed and were retried |
| Collection runtime | 3.2 hours |
Search axes
| Axis | Queries | Videos | Core | Core share | German/DACH |
|---|---|---|---|---|---|
| Brands | 47 | 9,163 | 1,488 | 16.2% | 26.4% |
| Founding and self-employment | 52 | 11,749 | 4,876 | 41.5% | 59.2% |
| Admin, tax, money | 52 | 11,255 | 5,904 | 52.5% | 74.1% |
| Tips | 20 | 4,453 | 1,863 | 41.8% | 53.6% |
| Neighbouring fields (11 subgroups) | 50 | 14,877 | 1,710 | 11.5% | 41.2% |
| Hashtags as search terms | 111 | 69,905 | 22,707 | 32.5% | 53.3% |
Definitions
- Topic. One single definition shared by scan and analysis. It covers founding, self-employment, entrepreneurship and small business, trade registration (Gewerbe), tax, the tax office (Finanzamt), bookkeeping, invoicing and the business account. Brand names are removed from the text before the check, so a tax app's name does not count as a tax topic.
- Language. German is detected with the statistical language detector lingua. A caption with at least three words and German confidence of 0.5 or more is German. Short or unclear captions count with TikTok region DE, AT or CH, or German vocabulary in the hashtags, as long as no other language clearly leads.
- Brand labels. Own channel and ad by rule, all other brand mentions labelled by a language model (gpt-4.1-mini) and checked by hand on a random sample (chapter 14).
- Clusters. Caption and comment embeddings (text-embedding-3-small, 1,536 dimensions), grouped with KMeans.
- Comments. Sentiment, questions, intent, pain points and brand names by word-boundary rules.
- Lead figure. Median views per video. Averages appear only where TikTok reports totals (hashtags).
Figures reflect the analysis state of 2 Nov 2026, 04:00. Data pulled after that run, for example second-level replies and further creator profiles, is not part of this page.
Six
findings.
Small-business content on TikTok is bigger than ever, it is growing, and it is almost free of finance brands. Where brands do appear, most of their presence is self-made or bought.
2.61 bn views and 224,195 videos under #selbstständig alone. 36 German-language founder, tax and small-business hashtags add up to 16.10 bn views and 1,052,468 videos.
Hashtag endpoint, measured 2 Nov 2026. The sum counts a video once per hashtag it carries. See chapter 03
19,421 new videos under #selbstständig in 86 days (+9.5%, about 226 a day), at least 2.46 times the average pace since the oldest video found (2020). 16 of 21 German core hashtags with a prior measurement add more videos per day today than their lifetime average (median factor 1.91).
Prior measurement from 8 Aug 2026 against 2 Nov 2026, same provider and endpoint. The factor is a lower bound. See chapter 04
31,154 German-language TikToks on founding, self-employment, tax and business banking in the scan, 2.71 bn organic views, 11,093 creators.
Sample from 103,093 videos (search and hashtag feeds), no full census. See chapter 03
77.9% of core videos name no finance brand. All business-account and neobank brands together appear in 343 core videos (1.1%). In 101 organic mentions the brand is the actual topic of the video.
Core sample, brand detection by word-boundary rules, labels by language model with hand check (chapters 6 and 14). See chapter 05
Ads are 7.5% of core videos and carry 53.2% of the views. Likes per 1,000 views: 2.9 on ads, 40.4 on organic videos without a brand.
Core sample, ad flag of the API. See chapter 05
Fintech and finance brand channels reach an organic median of 1,532 views per video. Organic creator videos without a brand in the core sample reach 7,686. On 8 of 32 main channels at least 80% of public videos are ads.
Public videos of 32 main brand channels, up to 30 pages each, 2 Nov 2026. See chapter 07
How big
the field is.
The field is large and German-speaking, with its own vocabulary. #selbstständig (2.61 bn views), #steuern (2.60 bn) and #unternehmer (2.16 bn) each pass two billion views. In the core sample, the tax office has the highest median of all topics: the letter from the Finanzamt is the most emotional motif in the field.
Views per German hashtag
The 20 largest of 36 German founder, tax and small-business hashtags. Total views since the hashtag exists, measured 2 Nov 2026.
Median views per topic
Core sample. A video can belong to several topics.
| Topic | Videos | Views | Median views | Creators | with finance brand |
|---|---|---|---|---|---|
| Business | 12,611 | 1,531,832,716 | 8,504 | 4,913 | 6.4% |
| Tax | 9,990 | 1,730,068,593 | 11,711 | 3,220 | 21.0% |
| Self-employment | 8,938 | 1,571,478,424 | 6,836 | 3,754 | 12.7% |
| Founding | 6,209 | 886,429,399 | 5,047 | 2,397 | 4.7% |
| Bookkeeping | 2,924 | 759,193,459 | 3,107 | 1,049 | 32.3% |
| Tax office | 2,609 | 398,730,494 | 21,342 | 1,110 | 19.5% |
| Business account | 201 | 7,415,529 | 2,525 | 142 | 33.3% |
All 36 German core hashtags
| Hashtag | Views | Videos | Views per video (average) |
|---|---|---|---|
| #selbstständig | 2,606,775,740 | 224,195 | 11,627 |
| #steuern | 2,599,421,700 | 91,221 | 28,495 |
| #unternehmer | 2,160,094,608 | 176,648 | 12,228 |
| #selbstständigkeit | 1,480,473,726 | 88,096 | 16,805 |
| #buchhaltung | 942,900,451 | 12,563 | 75,053 |
| #steuererklärung | 870,972,793 | 13,237 | 65,798 |
| #unternehmertum | 832,568,915 | 92,348 | 9,015 |
| #finanzamt | 743,355,722 | 22,295 | 33,341 |
| #gmbh | 451,577,435 | 18,212 | 24,795 |
| #gründer | 412,186,568 | 27,723 | 14,868 |
| #steuerberater | 398,398,468 | 18,492 | 21,544 |
| #selbständig | 259,597,860 | 30,891 | 8,403 |
| #kleinunternehmer | 251,735,385 | 4,235 | 59,441 |
| #steuertipps | 240,386,676 | 11,685 | 20,572 |
| #gründen | 214,622,667 | 10,495 | 20,449 |
| #unternehmerin | 205,475,702 | 29,698 | 6,918 |
| #gründerin | 185,846,178 | 37,783 | 4,918 |
| #erechnung | 180,220,138 | 930 | 193,785 |
| #gewerbe | 160,398,147 | 14,431 | 11,114 |
| #bürokratie | 134,317,280 | 10,600 | 12,671 |
| #smallbusinessgermany | 129,711,655 | 17,281 | 7,506 |
| #jungunternehmer | 124,167,894 | 24,922 | 4,982 |
| #kleinunternehmen | 110,943,945 | 18,673 | 5,941 |
| #steuerberatung | 89,976,970 | 6,203 | 14,505 |
| #businesstipps | 81,792,019 | 17,808 | 4,592 |
| #selbstständigmachen | 60,871,663 | 10,109 | 6,021 |
| #kleingewerbe | 37,896,423 | 7,721 | 4,908 |
| #umsatzsteuer | 35,683,030 | 1,334 | 26,748 |
| #startupgermany | 21,959,320 | 1,856 | 11,831 |
| #nebengewerbe | 14,974,939 | 1,080 | 13,865 |
| #existenzgründung | 13,368,992 | 2,468 | 5,416 |
| #freiberufler | 13,353,034 | 2,534 | 5,269 |
| #geschäftskonto | 11,546,660 | 256 | 45,104 |
| #unternehmeralltag | 7,507,363 | 1,140 | 6,585 |
| #unternehmensgründung | 6,721,673 | 2,066 | 3,253 |
| #gründertipps | 3,256,729 | 1,239 | 2,628 |
Hashtag endpoint, 2 Nov 2026. TikTok reports totals only, so the per-video figure is an average.
Related tags, outside the sum
| Hashtag | Views | Videos | Views per video (average) |
|---|---|---|---|
| #dhdl | 592,025,964 | 6,526 | 90,718 |
| #höhlederlöwen | 157,411,693 | 3,450 | 45,626 |
| #gründerszene | 23,704,147 | 3,184 | 7,444 |
| #selbstständigemama | 5,907,722 | 1,899 | 3,110 |
| #steuererklärung2025 | 919,028 | 79 | 11,633 |
For scale: the global English hashtags of the same field
| Hashtag | Views | Videos |
|---|---|---|
| #smallbusiness | 255,616,545,697 | 44,901,213 |
| #entrepreneur | 109,455,735,756 | 11,774,980 |
| #smallbusinessowner | 39,650,543,282 | 9,155,465 |
| #smallbusinesscheck | 32,694,472,357 | 6,933,252 |
| #startup | 17,716,154,684 | 1,722,570 |
| #freelancer | 8,111,520,053 | 828,939 |
| #selfemployed | 2,704,987,738 | 438,749 |
| #mompreneur | 2,038,735,387 | 875,350 |
| #businessmindset | 1,895,229,863 | 382,521 |
Hashtag endpoint of the TikTok data provider, measured 2 Nov 2026. Hashtag sums count a video once per hashtag, so they are upper bounds.
Is the field
growing?
Yes. 16 of 21 German core hashtags with at least 40 days between two measurements add more videos per day today than their lifetime average, median factor 1.91. #selbstständig gains about 226 videos a day. The finance brands are not growing with the field: inside the same video sample their share of core videos fell from 33.6% to 14.2%.
Tempo factor per German hashtag
New videos per day in the measuring window, divided by the average per day since the oldest video with that hashtag found in the scan. The hashtag is at least as old as that video, so the factor is a lower bound. The line marks 1.0, the lifetime average. Grey rows have a window under 40 days and are left out of the count.
Core videos per upload month sample
Search variants of 90 and 180 days and the hashtag feeds favour fresh videos, so this curve overstates growth. The reliable measure is the hashtag growth on the left. Useful here is the comparison inside the same sample: the pink part, videos with a finance brand, barely moves.
Last 12 months against the 12 before: 14,938 against 5,200 core videos (factor 2.87), views factor 1.30. Counting only search hits without a time filter: factor 4.64 for videos, 1.75 for views. The direction is the same in both readings. The height of the factor is not reliable.
Hashtag growth table, all measured hashtags of the field
| Hashtag | Videos today | Prior measurement | Days | New videos | Growth | New per day | Tempo factor (min.) |
|---|---|---|---|---|---|---|---|
| #smallbusiness | 44,901,213 | 11 Aug 2026 | 83 | 1,733,726 | 4.0% | 20,888.3 | 1.21 |
| #entrepreneur | 11,774,980 | 11 Aug 2026 | 83 | 318,914 | 2.8% | 3,842.3 | 0.83 |
| #startup | 1,722,570 | 11 Aug 2026 | 83 | 67,974 | 4.1% | 819.0 | 1.27 |
| #freelancer | 828,939 | 30 Aug 2026 | 64 | 19,033 | 2.4% | 297.4 | 0.99 |
| #businessmindset | 382,521 | 26 Aug 2026 | 68 | 26,707 | 7.5% | 392.8 | 2.36 |
| #selbstständig | 224,195 | 8 Aug 2026 | 86 | 19,421 | 9.5% | 225.8 | 2.46 |
| #unternehmer | 176,648 | 8 Aug 2026 | 86 | 9,768 | 5.9% | 113.6 | 1.65 |
| #unternehmertum | 92,348 | 9 Aug 2026 | 85 | 9,266 | 11.2% | 109.0 | 3.00 |
| #steuern | 91,221 | 8 Aug 2026 | 86 | 7,062 | 8.4% | 82.1 | 2.27 |
| #selbstständigkeit | 88,096 | 9 Aug 2026 | 85 | 6,215 | 7.6% | 73.1 | 1.91 |
| #gründerin | 37,783 | 10 Oct 2026 | 23 | 400 | 1.1% | 17.4 | 1.05 |
| #selbständig | 30,891 | 30 Aug 2026 | 64 | 238 | 0.8% | 3.7 | 0.29 |
| #unternehmerin | 29,698 | 19 Aug 2026 | 75 | 970 | 3.4% | 12.9 | 0.99 |
| #gründer | 27,723 | 19 Aug 2026 | 75 | 2,426 | 9.6% | 32.3 | 3.10 |
| #jungunternehmer | 24,922 | 19 Aug 2026 | 75 | 984 | 4.1% | 13.1 | 1.33 |
| #finanzamt | 22,295 | 7 Aug 2026 | 87 | 1,728 | 8.4% | 19.9 | 2.21 |
| #kleinunternehmen | 18,673 | 17 Sep 2026 | 46 | 1,516 | 8.8% | 33.0 | 4.04 |
| #steuerberater | 18,492 | 11 Aug 2026 | 83 | 399 | 2.2% | 4.8 | 0.61 |
| #gmbh | 18,212 | 12 Aug 2026 | 82 | 693 | 4.0% | 8.5 | 1.17 |
| #businesstipps | 17,808 | 14 Sep 2026 | 49 | 351 | 2.0% | 7.2 | 0.96 |
| #gewerbe | 14,431 | 15 Sep 2026 | 48 | 586 | 4.2% | 12.2 | 1.98 |
| #steuererklärung | 13,237 | 8 Aug 2026 | 86 | 903 | 7.3% | 10.5 | 1.91 |
| #buchhaltung | 12,563 | 26 Aug 2026 | 68 | 819 | 7.0% | 12.0 | 2.34 |
| #steuertipps | 11,685 | 8 Aug 2026 | 86 | 537 | 4.8% | 6.2 | 1.26 |
| #bürokratie | 10,600 | 31 Aug 2026 | 63 | 709 | 7.2% | 11.3 | 2.74 |
| #gründen | 10,495 | 19 Aug 2026 | 75 | 1,104 | 11.8% | 14.7 | 3.78 |
| #steuerberatung | 6,203 | 9 Sep 2026 | 54 | 71 | 1.2% | 1.3 | 0.40 |
| #kleinunternehmer | 4,235 | 27 Sep 2026 | 36 | 280 | 7.1% | 7.8 | 4.59 |
| #existenzgründung | 2,468 | 4 Oct 2026 | 29 | 205 | 9.1% | 7.1 | 5.40 |
Grey: measuring window under 40 days, factor not used for the count.
Monthly sample and growth per topic
| Month | Core videos | with finance brand | Median views | Creators |
|---|---|---|---|---|
| Nov 24 | 404 | 146 | 35,208 | 250 |
| Dec 24 | 422 | 140 | 42,491 | 250 |
| Jan 25 | 514 | 170 | 28,817 | 313 |
| Feb 25 | 410 | 136 | 42,007 | 244 |
| Mar 25 | 436 | 115 | 40,617 | 248 |
| Apr 25 | 450 | 136 | 30,801 | 253 |
| May 25 | 433 | 144 | 41,590 | 260 |
| Jun 25 | 433 | 160 | 32,320 | 263 |
| Jul 25 | 467 | 142 | 21,547 | 288 |
| Aug 25 | 340 | 121 | 48,813 | 207 |
| Sep 25 | 372 | 158 | 31,617 | 197 |
| Oct 25 | 519 | 177 | 30,974 | 292 |
| Nov 25 | 459 | 110 | 18,699 | 276 |
| Dec 25 | 489 | 124 | 16,649 | 318 |
| Jan 26 | 551 | 169 | 22,204 | 411 |
| Feb 26 | 524 | 99 | 12,335 | 362 |
| Mar 26 | 618 | 78 | 11,405 | 443 |
| Apr 26 | 705 | 83 | 12,672 | 495 |
| May 26 | 925 | 139 | 6,276 | 615 |
| Jun 26 | 1,096 | 165 | 6,051 | 697 |
| Jul 26 | 1,418 | 265 | 4,836 | 884 |
| Aug 26 | 1,421 | 205 | 3,954 | 889 |
| Sep 26 | 1,538 | 211 | 4,211 | 939 |
| Oct 26 | 5,194 | 477 | 868 | 2,986 |
Core videos per topic, last 12 months against the 12 before
| Topic | Previous 12 months | Last 12 months | Factor |
|---|---|---|---|
| Founding | 842 | 2,864 | 3.40 |
| Self-employment | 1,591 | 4,675 | 2.94 |
| Business | 2,022 | 6,108 | 3.02 |
| Tax | 1,864 | 4,966 | 2.66 |
| Tax office | 566 | 1,447 | 2.56 |
| Bookkeeping | 854 | 1,448 | 1.70 |
| Business account | 41 | 124 | 3.02 |
Prior measurements from Promoplug's own hashtag tracking, August to October 2026, against the measurement of this scan. Same provider, same endpoint. Video counts of a hashtag can fall when videos are deleted, so growth is a net value.
Who owns
the field.
77.9% of core videos name no finance brand at all. Where brands appear, they are mostly house banks in private-customer content and accounting or tax software. Business-account and neobank brands together reach 343 core videos (1.1%). The space “business account for founders and the self-employed” is practically unoccupied on TikTok.
Core videos per brand, top 20
Grey is every core video naming the brand. Pink is the organic part where a creator actually talks about the brand, unpaid and outside the brand's own channel. Values: all core videos · organic videos with the brand as topic. Hover or tap a bar for own channel, ads and creator ads.
Organic content mentions of business-account and neobank brands: N26 26, C24 21, Kontist 18, Revolut 17, Tomorrow 7, Qonto 5, Vivid 3, Finom 2, Fyrst 2.
All brands in the core sample
| Brand | Category | Videos | Share of brand videos | Views | Median views | Own channel | Ads | Creator ads | Organic | of which brand is topic | Paid share of views | Creators |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sparkasse | House bank | 1,841 | 26.7% | 506,223,863 | 53,769 | 530 | 52 | 19 | 1,240 | 219 | 11.4% | 635 |
| Commerzbank | House bank | 807 | 11.7% | 9,874,056 | 758 | 0 | 0 | 2 | 805 | 121 | 0.6% | 204 |
| Deutsche Bank | House bank | 803 | 11.7% | 17,257,557 | 1,837 | 36 | 6 | 1 | 760 | 95 | 10.8% | 200 |
| Volksbank | House bank | 755 | 11.0% | 138,416,096 | 1,737 | 125 | 5 | 6 | 619 | 47 | 2.1% | 117 |
| Trade Republic | Broker | 718 | 10.4% | 54,939,178 | 29,635 | 106 | 59 | 36 | 517 | 155 | 26.9% | 203 |
| Wundertax | Tax app | 629 | 9.1% | 26,095,532 | 6,960 | 608 | 2 | 12 | 7 | 2 | 0.3% | 10 |
| Lexware | Accounting | 584 | 8.5% | 46,557,759 | 1,580 | 49 | 12 | 46 | 477 | 218 | 4.9% | 114 |
| orgaMAX | Accounting | 531 | 7.7% | 46,272,794 | 16,553 | 520 | 3 | 1 | 7 | 5 | 4.6% | 4 |
| sevDesk | Accounting | 478 | 6.9% | 657,176,560 | 81,462 | 340 | 9 | 5 | 124 | 63 | 0.0% | 57 |
| Scalable Capital | Broker | 356 | 5.2% | 2,976,711 | 2,555 | 29 | 4 | 30 | 293 | 65 | 19.1% | 98 |
| Postbank | House bank | 222 | 3.2% | 7,924,525 | 4,831 | 3 | 4 | 0 | 215 | 7 | 23.1% | 32 |
| Smartsteuer | Tax app | 182 | 2.6% | 38,261,167 | 84,158 | 176 | 1 | 0 | 5 | 0 | 2.6% | 8 |
| Steuerbot | Tax app | 160 | 2.3% | 28,449,761 | 61,194 | 34 | 27 | 82 | 17 | 8 | 61.6% | 46 |
| DATEV | Accounting | 125 | 1.8% | 2,002,071 | 903 | 0 | 3 | 4 | 118 | 52 | 57.5% | 64 |
| WISO | Accounting | 123 | 1.8% | 383,195,361 | 5,223 | 87 | 22 | 5 | 9 | 6 | 77.2% | 33 |
| Comdirect | House bank | 116 | 1.7% | 413,953,876 | 2,957 | 17 | 24 | 7 | 68 | 16 | 62.7% | 61 |
| Revolut | Neobank | 97 | 1.4% | 143,239,489 | 25,646 | 0 | 19 | 6 | 72 | 17 | 87.1% | 72 |
| Taxfix | Tax app | 92 | 1.3% | 29,527,961 | 11,390 | 1 | 40 | 23 | 28 | 13 | 85.0% | 55 |
| PayPal | Payment | 89 | 1.3% | 40,654,245 | 81,823 | 0 | 9 | 1 | 79 | 30 | 39.5% | 69 |
| Finanzguru | Broker | 87 | 1.3% | 210,426,769 | 17,247 | 21 | 27 | 16 | 23 | 5 | 69.4% | 42 |
| N26 | Neobank | 79 | 1.1% | 7,435,975 | 11,644 | 0 | 5 | 6 | 68 | 26 | 47.9% | 52 |
| DKB | House bank | 73 | 1.1% | 18,429,379 | 23,043 | 25 | 7 | 1 | 40 | 11 | 12.1% | 34 |
| SumUp | Payment | 62 | 0.9% | 30,210,454 | 107,257 | 0 | 50 | 2 | 10 | 4 | 99.2% | 39 |
| Kontist | Neobank | 56 | 0.8% | 280,419 | 1,842 | 0 | 0 | 0 | 56 | 18 | 0.0% | 5 |
| Bitpanda | Broker | 56 | 0.8% | 45,509,051 | 13,890 | 0 | 20 | 2 | 34 | 16 | 95.1% | 39 |
| C24 | Neobank | 53 | 0.8% | 4,845,283 | 2,902 | 0 | 2 | 23 | 28 | 21 | 86.9% | 34 |
| Klarna | Payment | 41 | 0.6% | 10,604,234 | 43,876 | 0 | 1 | 0 | 40 | 15 | 1.7% | 33 |
| Vivid | Neobank | 23 | 0.3% | 5,475,476 | 6,757 | 7 | 7 | 3 | 6 | 3 | 98.5% | 9 |
| Qonto | Neobank | 22 | 0.3% | 1,622,399 | 2,638 | 5 | 4 | 1 | 12 | 5 | 9.6% | 13 |
| Accountable | Accounting | 22 | 0.3% | 1,761,767 | 13,502 | 7 | 5 | 6 | 4 | 3 | 94.4% | 10 |
| bunq | Neobank | 21 | 0.3% | 1,754,197 | 503 | 0 | 5 | 7 | 9 | 0 | 93.5% | 12 |
| Tomorrow | Neobank | 10 | 0.1% | 634,678 | 2,419 | 0 | 1 | 1 | 8 | 7 | 37.2% | 7 |
| Finom | Neobank | 7 | 0.1% | 7,407 | 774 | 0 | 0 | 0 | 7 | 2 | 0.0% | 6 |
| ING | House bank | 5 | 0.1% | 17,854,079 | 2,012 | 0 | 2 | 0 | 3 | 0 | 100.0% | 5 |
| Billomat | Accounting | 4 | 0.1% | 23,993 | 774 | 0 | 0 | 0 | 4 | 2 | 0.0% | 3 |
| FastBill | Accounting | 4 | 0.1% | 135,336 | 2,435 | 0 | 0 | 0 | 4 | 1 | 0.0% | 3 |
| Fyrst | Neobank | 3 | 0.0% | 375,159 | 1,020 | 0 | 0 | 0 | 3 | 2 | 0.0% | 3 |
| Wise | Neobank | 2 | 0.0% | 34,470 | 17,235 | 0 | 0 | 0 | 2 | 0 | 0.0% | 2 |
| Holvi | Neobank | 1 | 0.0% | 1,530 | 1,530 | 0 | 0 | 0 | 1 | 0 | 0.0% | 1 |
| Penta | Neobank | 1 | 0.0% | 249,717 | 249,717 | 0 | 0 | 1 | 0 | 0 | 100.0% | 1 |
| Papierkram | Accounting | 1 | 0.0% | 1,569 | 1,569 | 0 | 0 | 0 | 1 | 0 | 0.0% | 1 |
| Stripe | Payment | 1 | 0.0% | 3,948 | 3,948 | 0 | 0 | 0 | 1 | 1 | 0.0% | 1 |
Grey rows: fewer than 10 videos, medians are not reliable. Neobank = business-account and neobank providers. Own channel = the brand's own account, including regional savings and cooperative banks. Ad = delivered by TikTok as an ad. Creator ad = paid partnership label or creator advertising recognised by the language model. Organic = everything else; “brand is topic” = the creator talks about the brand.
By category
| Category | Videos | Views | Brands |
|---|---|---|---|
| House bank | 2,617 | 1,091,214,132 | Sparkasse 1,841, Commerzbank 807, Deutsche Bank 803, Volksbank 755, Postbank 222, Comdirect 116, DKB 73, ING 5 |
| Accounting & invoicing | 1,782 | 1,135,316,469 | Lexware 584, orgaMAX 531, sevDesk 478, DATEV 125, WISO 123, Accountable 22, FastBill 4, Billomat 4 |
| Tax app | 1,056 | 118,637,246 | Wundertax 629, Smartsteuer 182, Steuerbot 160, Taxfix 92 |
| Broker & personal finance | 1,023 | 310,303,469 | Trade Republic 718, Scalable Capital 356, Finanzguru 87, Bitpanda 56 |
| Business account & neobank | 343 | 163,861,868 | Revolut 97, N26 79, Kontist 56, C24 53, Vivid 23, Qonto 22, bunq 21, Tomorrow 10 |
| Payment | 181 | 79,157,326 | PayPal 89, SumUp 62, Klarna 41, Stripe 1 |
Founder context only: brand and founder or tax topic in the same video
| Brand | Videos | Views | Median views | Own channel | Ads | Creator ads | Organic, brand is topic | Creators |
|---|---|---|---|---|---|---|---|---|
| Lexware | 562 | 46,451,984 | 1,677 | 49 | 12 | 43 | 217 | 107 |
| orgaMAX | 528 | 45,920,289 | 16,408 | 517 | 3 | 1 | 5 | 4 |
| Wundertax | 508 | 22,656,670 | 6,831 | 487 | 2 | 12 | 2 | 10 |
| sevDesk | 468 | 657,171,225 | 102,327 | 339 | 9 | 4 | 60 | 50 |
| Smartsteuer | 160 | 32,544,537 | 76,185 | 154 | 1 | 0 | 0 | 8 |
| Steuerbot | 156 | 27,149,303 | 61,194 | 30 | 27 | 82 | 8 | 46 |
| DATEV | 125 | 2,002,071 | 903 | 0 | 3 | 4 | 52 | 64 |
| WISO | 120 | 371,031,265 | 5,005 | 85 | 21 | 5 | 6 | 32 |
| Taxfix | 92 | 29,527,961 | 11,390 | 1 | 40 | 23 | 13 | 55 |
| Sparkasse | 62 | 4,927,554 | 2,712 | 20 | 5 | 0 | 9 | 42 |
| Trade Republic | 62 | 7,220,550 | 54,469 | 8 | 10 | 13 | 17 | 32 |
| Kontist | 56 | 280,419 | 1,842 | 0 | 0 | 0 | 18 | 5 |
| Volksbank | 52 | 16,241,609 | 2,079 | 24 | 0 | 0 | 10 | 23 |
| Revolut | 36 | 1,819,912 | 12,103 | 0 | 5 | 4 | 6 | 30 |
| SumUp | 34 | 5,683,217 | 63,666 | 0 | 25 | 2 | 2 | 27 |
| Deutsche Bank | 33 | 289,507 | 970 | 0 | 0 | 0 | 5 | 22 |
| Commerzbank | 31 | 110,325 | 764 | 0 | 0 | 0 | 10 | 17 |
| PayPal | 26 | 1,751,159 | 19,175 | 0 | 1 | 0 | 7 | 23 |
| Accountable | 22 | 1,761,767 | 13,502 | 7 | 5 | 6 | 3 | 10 |
| Scalable Capital | 22 | 89,426 | 932 | 2 | 0 | 3 | 13 | 17 |
| N26 | 21 | 803,688 | 10,239 | 0 | 1 | 1 | 8 | 16 |
| Qonto | 15 | 1,465,560 | 2,033 | 5 | 2 | 1 | 3 | 10 |
| Vivid | 15 | 306,553 | 841 | 7 | 6 | 1 | 0 | 5 |
| Bitpanda | 13 | 317,186 | 5,404 | 0 | 4 | 0 | 5 | 11 |
| Klarna | 10 | 970,745 | 8,712 | 0 | 0 | 0 | 2 | 9 |
For reference: brand corpus without context and language filter (not comparable)
| Brand | Category | Videos | Views | of which DACH | of which core |
|---|---|---|---|---|---|
| Sparkasse | House bank | 1,982 | 536,550,329 | 1,841 | 1,841 |
| Revolut | Business account & neobank | 1,869 | 1,782,320,876 | 162 | 97 |
| Etsy | Platform | 1,617 | 1,898,186,746 | 329 | 282 |
| Deutsche Bank | House bank | 1,581 | 62,270,025 | 1,064 | 803 |
| Trade Republic | Broker & personal finance | 1,447 | 151,871,343 | 809 | 718 |
| SumUp | Payment | 1,363 | 1,424,045,675 | 116 | 62 |
| Wundertax | Tax app | 1,257 | 61,054,161 | 1,089 | 629 |
| PayPal | Payment | 1,189 | 849,133,653 | 154 | 89 |
| Commerzbank | House bank | 1,176 | 15,996,609 | 976 | 807 |
| orgaMAX | Accounting & invoicing | 1,029 | 48,109,314 | 584 | 531 |
| Shopify | Platform | 887 | 2,918,426,944 | 141 | 80 |
| Volksbank | House bank | 833 | 153,811,473 | 795 | 755 |
| Scalable Capital | Broker & personal finance | 669 | 4,411,649 | 382 | 356 |
| Lexware | Accounting & invoicing | 641 | 46,713,492 | 622 | 584 |
| sevDesk | Accounting & invoicing | 502 | 679,084,041 | 492 | 478 |
| bunq | Business account & neobank | 446 | 60,096,785 | 27 | 21 |
| Qonto | Business account & neobank | 321 | 61,489,777 | 24 | 22 |
| Postbank | House bank | 303 | 14,073,355 | 230 | 222 |
| N26 | Business account & neobank | 213 | 14,848,038 | 79 | 79 |
| Smartsteuer | Tax app | 201 | 46,598,510 | 198 | 182 |
| Steuerbot | Tax app | 189 | 39,579,258 | 178 | 160 |
| Comdirect | House bank | 167 | 449,643,226 | 152 | 116 |
| Bitpanda | Broker & personal finance | 165 | 68,535,286 | 66 | 56 |
| Fyrst | Business account & neobank | 160 | 7,983,737 | 10 | 3 |
| DATEV | Accounting & invoicing | 148 | 5,219,125 | 137 | 125 |
| WISO | Accounting & invoicing | 128 | 383,290,797 | 125 | 123 |
| Taxfix | Tax app | 124 | 30,081,793 | 97 | 92 |
| Holvi | Business account & neobank | 119 | 15,458,376 | 1 | 1 |
| Finanzguru | Broker & personal finance | 87 | 210,426,769 | 87 | 87 |
| DKB | House bank | 79 | 18,896,081 | 73 | 73 |
International content and unrelated meanings of brand names are included here. These figures are not comparable across brands.
Core sample, 2 Nov 2026. Brand detection with word boundaries; ambiguous names only in a finance context.
What brand mentions
really are.
Of 9,342 brand mentions in the core sample, 1,281 (13.7%) are genuine German-language brand videos in which a creator talks about the brand without being paid for it. 38.8% are pure hashtag stacks, 29.2% come from the brands' own channels, 8.4% are ads or labelled creator advertising. The brands' presence is mostly self-made or bought.
Label per brand mention
Every pair of core video and finance brand gets one label. Own channel and ad by rule, all others suggested by a language model and checked by hand on a random sample.
Hand check
- Stack and passing mention swapped (both not content): 5
- German caption read as foreign-language: 4
- Hashtag mention labelled as brand video: 3
- Comparison video labelled as stack: 1
The number of content brand videos (genuine German-language videos plus creator ads) is accurate to about 7.5%, with errors in both directions. “Foreign-language” is overcounted, because the model reads German captions with English hashtags as foreign.
Core sample, 9,342 pairs of video and finance brand. Language model gpt-4.1-mini, hand check of 80 random labels.
How finance brands
play TikTok.
The German fintech and finance market uses TikTok mainly as an ad channel. On 8 of 32 main channels with public videos at least 80% of those videos are ads. Organically the main channels reach a median of 1,532 views per video. Organic creator videos without a brand in the core sample reach 7,686.
Ads as share of public videos
Main channels with public videos. Pink: at least 80% ads.
Organic median views per channel
Videos without the ad flag. The pink line is the median of organic creator videos without a brand in the core sample.
Main channels
| Brand | Channel | Market | Followers | Videos profile / public | Last video | Per week (90 days) | Ads, share of videos | Ads, share of views | Organic median views | Likes per 1,000 organic | Interactions per 1,000 organic |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Trade Republic | @traderepublic | Global | 570,557 | 1,865 / 993 | 2026-11-02 | 23.4 | 85.4% | 92.0% | 19,127 | 54.5 | 59.6 |
| Revolut | @revolut | Global | 498,284 | 965 / 246 | 2026-10-30 | 1.9 | 59.3% | 98.5% | 41,839 | 9.0 | 10.3 |
| Smartsteuer | @smartsteuer | DE | 238,611 | 1,149 / 990 | 2026-11-01 | 5.0 | 0.0% | 0.0% | 62,647 | 18.7 | 26.6 |
| Klarna | @klarna | Global | 208,605 | 1,016 / 282 | 2026-10-26 | 0.4 | 61.0% | 98.4% | 4,790 | 8.6 | 9.6 |
| Lexware | @lexware | DE | 162,802 | 960 / 517 | 2026-10-30 | 5.0 | 98.5% | 100.0% | 709 | 7.4 | 8.0 |
| ING | @ingdeutschland | DE | 132,292 | 1,269 / 941 | 2026-10-30 | 3.5 | 96.2% | 99.9% | 1,521 | 23.4 | 25.3 |
| Sparkasse | @sparkasse | DE | 128,264 | 724 / 656 | 2026-10-30 | 4.0 | 97.9% | 99.9% | 13,147 | 28.3 | 31.9 |
| PayPal | @paypal | Global | 113,144 | 585 / 213 | 2026-11-01 | 3.2 | 87.3% | 99.9% | 4,732 | 21.0 | 38.9 |
| Wise | @wise | Global | 98,964 | 1,049 / 329 | 2026-10-27 | 1.2 | 31.0% | 45.2% | 3,014 | 45.6 | 46.2 |
| DKB | @dkb_de | DE | 93,428 | 568 / 568 | 2026-11-02 | 4.8 | 64.1% | 99.0% | 1,544 | 44.3 | 46.9 |
| sevDesk | @sevdesk_official | DE | 79,561 | 534 / 421 | 2026-10-30 | 1.6 | 76.0% | 99.9% | 793 | 5.0 | 5.9 |
| Scalable Capital | @scalable.capital | DE | 76,375 | 1,014 / 521 | 2026-10-29 | 1.6 | 22.3% | 93.8% | 949 | 19.6 | 22.9 |
| Steuerbot | @steuerbot | DE | 69,135 | 1,769 / 990 | 2026-01-29 | 0.0 | 0.0% | 0.0% | 16,754 | 3.0 | 4.4 |
| Comdirect | @comdirect | DE | 65,923 | 434 / 361 | 2026-10-29 | 2.5 | 93.9% | 100.0% | 943 | 17.2 | 23.7 |
| Deutsche Bank | @deutschebank | DE | 53,620 | 649 / 562 | 2026-11-02 | 4.4 | 18.7% | 95.1% | 2,351 | 27.9 | 33.8 |
| Taxfix | @taxfix | DE | 52,538 | 1,065 / 239 | 2026-07-28 | 0.0 | 39.7% | 70.3% | 961 | 8.1 | 9.3 |
| Lexware | @lexoffice | DE | 49,294 | 0 / 0 | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Wundertax | @wundertax | DE | 46,233 | 1,247 / 993 | 2026-09-21 | 0.5 | 7.2% | 27.2% | 8,380 | 3.2 | 5.4 |
| Tomorrow | @we.are.tomorrow | DE | 44,273 | 394 / 338 | 2026-10-26 | 1.7 | 13.3% | 98.2% | 969 | 50.2 | 54.6 |
| WISO | @wiso_steuer | DE | 42,502 | 987 / 498 | 2026-10-31 | 2.6 | 56.0% | 98.4% | 1,444 | 15.2 | 18.8 |
| bunq | @bunq.com | Global | 27,529 | 993 / 183 | 2026-08-24 | 0.3 | 54.6% | 99.6% | 1,857 | 8.9 | 10.6 |
| Bitpanda | @bitpanda | Global | 27,037 | 1,036 / 398 | 2026-10-20 | 1.4 | 4.0% | 60.2% | 1,751 | 22.2 | 25.0 |
| N26 | @n26 | Global | 23,738 | 487 / 129 | 2026-10-30 | 3.6 | 3.9% | 94.5% | 1,330 | 13.1 | 15.6 |
| Finanzguru | @finanzguru | DE | 23,030 | 994 / 270 | 2026-11-01 | 3.0 | 54.1% | 99.5% | 1,305 | 12.3 | 14.9 |
| Qonto | @qonto_deutschland | DE | 18,411 | 169 / 79 | 2026-10-29 | 1.8 | 83.5% | 99.8% | 611 | 18.5 | 21.0 |
| PayPal | @paypal.de | DE | 14,984 | 258 / 133 | 2026-10-31 | 4.7 | 12.8% | 99.9% | 996 | 12.6 | 13.9 |
| Qonto | @qonto | Global | 14,333 | 288 / 110 | 2026-11-01 | 0.4 | 93.6% | 100.0% | 1,359 | 9.9 | 11.9 |
| SumUp | @sumup.global | Global | 9,396 | 463 / 46 | 2026-10-29 | 1.0 | 8.7% | 96.6% | 2,271 | 8.8 | 11.3 |
| Postbank | @postbank | DE | 9,118 | 88 / 31 | 2026-10-29 | 0.4 | 0.0% | 0.0% | 2,796 | 11.7 | 17.2 |
| DATEV | @wirsinddatev | DE | 8,358 | 381 / 290 | 2026-10-30 | 2.6 | 16.2% | 89.4% | 2,969 | 24.6 | 29.4 |
| Accountable | @accountable.de | DE | 7,673 | 1,031 / 162 | 2026-04-02 | 0.0 | 39.5% | 99.8% | 404 | 15.2 | 16.7 |
| Finom | @finom.co | EU | 5,585 | 218 / 6 | 2025-09-10 | 0.0 | 16.7% | 19.5% | 1,266 | 13.8 | 15.5 |
| Vivid | @vividmoneyde | DE | 4,579 | 158 / 147 | 2026-10-29 | 2.5 | 4.8% | 35.7% | 424 | 11.8 | 13.3 |
| Fyrst | @fyrstbank | DE | 2,659 | 28 / 0 | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Commerzbank | @commerzbank | DE | 864 | 0 / 0 | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Holvi | @holvi.de | DE | 96 | 0 / 0 | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| N26 | @n26de | DE | 72 | 0 / 0 | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
“Public” = videos the API delivers. The gap to the profile count is non-public videos, typically pure ad posts. Ad shares, organic median and interaction refer to public videos; organic = without the ad flag. Per week = videos of the last 90 days per week. Channels with 0 public videos show n/a.
Associated channels: regional banks, corporate creators, foreign offshoots
| Brand | Channel | Market | Followers | Videos profile / public | Last video | Per week (90 days) | Ads, share of videos | Ads, share of views | Organic median views | Likes per 1,000 organic | Interactions per 1,000 organic |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sparkasse | @sparkasseduesseldorf | DE regional | 269,050 | 1,471 / 990 | 2026-10-29 | 3.6 | 0.0% | 0.0% | 6,468 | 54.1 | 56.6 |
| orgaMAX | @soenke.orgamax | DE, corporate creator | 74,703 | 909 / 866 | 2026-02-27 | 0.0 | 6.8% | 51.3% | 12,042 | 20.5 | 24.3 |
| Volksbank | @vbmittelhessen | DE regional | 41,892 | 622 / 622 | 2026-10-31 | 2.0 | 0.0% | 0.0% | 8,748 | 41.6 | 45.9 |
| Volksbank | @wirsindvolksbank | DE regional | 31,504 | 498 / 486 | 2026-11-01 | 7.8 | 0.0% | 0.0% | 3,750 | 32.8 | 38.6 |
| Smartsteuer | @user1530173808375 (smartsteuer.de) | DE, second channel | 31,186 | 472 / 474 | 2026-11-02 | 14.0 | 0.0% | 0.0% | 1,701 | 18.8 | 21.5 |
| Volksbank | @volksbank.stuttgart | DE regional | 19,930 | 643 / 643 | 2026-11-01 | 4.1 | 0.0% | 0.0% | 1,804 | 29.1 | 36.2 |
| Qonto | @qonto_fr | FR | 14,887 | 311 / 169 | 2026-10-31 | 2.9 | 82.8% | 99.9% | 839 | 13.8 | 15.7 |
| Volksbank | @volksbankat | AT | 9,309 | 248 / 207 | 2026-10-30 | 3.5 | 93.7% | 100.0% | 1,018 | 16.4 | 17.7 |
| Volksbank | @vrbankbonnrheinsieg | DE regional | 8,903 | 171 / 171 | 2026-10-30 | 5.1 | 0.0% | 0.0% | 2,863 | 26.3 | 32.2 |
| Sparkasse | @sparkasse.giessen | DE regional | 6,781 | 346 / 346 | 2026-10-30 | 5.7 | 0.0% | 0.0% | 1,321 | 16.6 | 22.0 |
| Sparkasse | @spkhw | DE regional | 5,107 | 463 / 463 | 2026-10-30 | 3.6 | 0.0% | 0.0% | 1,572 | 24.3 | 28.3 |
| Sparkasse | @rheinhessen_sparkasse | DE regional | 2,598 | 390 / 373 | 2026-10-31 | 2.3 | 85.3% | 99.8% | 1,076 | 28.1 | 32.1 |
| Sparkasse | @sparkasse_pdh | DE regional | 1,708 | 273 / 267 | 2026-11-01 | 5.2 | 0.4% | 2.1% | 2,016 | 43.3 | 54.0 |
| Wundertax | @wundertax_en | EN | 153 | 166 / 166 | 2024-09-15 | 0.0 | 6.0% | 8.4% | 427 | 2.6 | 3.2 |
| WISO | @wisomeinbuero | DE | 91 | 106 / 108 | 2026-10-29 | 1.2 | 0.0% | 0.0% | 753 | 12.3 | 13.5 |
| Qonto | @qonto_nl | NL | 13 | 41 / 41 | 2026-10-27 | 1.2 | 0.0% | 0.0% | 715 | 16.0 | 17.8 |
Channel info and public videos via the TikTok data provider, up to 30 pages per channel (about 1,050 videos), 2 Nov 2026.
What the field
talks about.
24 caption clusters in the core sample. The highest medians belong to bank memes (94,818), the tax office (36,207), trades and construction (36,182) and entrepreneur identity (35,497). Software brands sit in the clusters with the lowest medians: bookkeeping (3,909) and e-invoicing (828).
Median views per cluster
Pink: the two clusters where accounting and invoicing software is most present.
How the clusters were built
- Captions of all 31,154 core videos embedded with text-embedding-3-small (1,536 dimensions).
- Grouped with KMeans into 24 clusters. Cluster names are Promoplug's short description of the leading terms.
- Leading terms are the most distinctive words per cluster; handles and filler words are hidden here.
- A video belongs to exactly one cluster.
All 24 clusters, sorted by views
| Cluster | Leading terms | Videos | Views | Median views | Creators | Brands in captions |
|---|---|---|---|---|---|---|
| Bank channels and bank careers | sparkasse, commerzbank, deutschebank, bank, volksbank | 1,471 | 798,489,296 | 4,516 | 619 | Sparkasse 590, Commerzbank 493, Deutsche Bank 482 |
| Tax return tips | steuererklärung, steuern, steuer, finanzamt, steuertipps | 1,816 | 508,494,476 | 11,244 | 735 | Wundertax 296, Steuerbot 131, Taxfix 72 |
| Bank memes | sparkasse, commerzbank, deutschebank, volksbank, postbank | 1,248 | 430,215,235 | 94,818 | 576 | Sparkasse 1,134, Commerzbank 257, Deutsche Bank 253 |
| Bookkeeping and software | buchhaltung, selbstständig, selbstständigkeit, sevdesk, buchhaltungssoftware | 1,146 | 386,636,345 | 3,909 | 446 | sevDesk 218, Lexware 124, DATEV 69 |
| Entrepreneur identity | unternehmer, selbstständig, gründerin, gründer, gmbh | 1,726 | 385,485,465 | 35,497 | 910 | Sparkasse 46, Deutsche Bank 22, sevDesk 16 |
| Start-ups and Die Höhle der Löwen | startup, gründer, gründen, dhdl, diehöhlederlöwen | 1,846 | 340,544,214 | 12,277 | 950 | Lexware 10, Scalable Capital 9, Revolut 7 |
| Saving money on tax | steuern, steuererklärung, steuer, finanzamt, steuertipps | 1,359 | 281,455,310 | 28,580 | 493 | Wundertax 155, Smartsteuer 92, orgaMAX 44 |
| The tax office | finanzamt, steuern, steuer, steuererklärung, finanzen | 1,312 | 276,406,408 | 36,207 | 840 | Wundertax 25, Lexware 21, Smartsteuer 10 |
| Trades and construction | selbstständig, handwerk, gmbh, baustelle, handwerker | 1,230 | 258,785,051 | 36,182 | 683 | orgaMAX 9, Sparkasse 6, sevDesk 3 |
| A day as a self-employed person | selbstständig, selbstständigkeit, business | 1,905 | 232,125,572 | 4,179 | 1,348 | sevDesk 18, Lexware 8, Finanzguru 3 |
| Entrepreneur mindset | unternehmer, unternehmertum, business, erfolg, selbstständigkeit | 1,829 | 222,316,596 | 7,558 | 930 | Lexware 12, sevDesk 8, Finanzguru 8 |
| Investing and brokers | traderepublic, aktien, investieren, finanzen, etf | 1,088 | 209,395,040 | 14,085 | 365 | Trade Republic 660, Scalable Capital 327, Comdirect 49 |
| Tax policy news | steuern, politik, finanzen, steuer, steuererklärung | 1,345 | 178,067,063 | 16,274 | 673 | Lexware 211, Wundertax 101, Smartsteuer 20 |
| Going self-employed and start-up grant | selbstständig, selbstständigkeit, gründen, gründungszuschuss, business | 1,552 | 171,684,000 | 3,216 | 692 | orgaMAX 54, sevDesk 29, Lexware 6 |
| Online business and making money | business, selbstständig, unternehmer, geldverdienen, onlinebusiness | 1,526 | 151,849,757 | 4,443 | 973 | orgaMAX 19, Revolut 9, sevDesk 9 |
| VAT and small-business rules | steuern, selbstständig, umsatzsteuer, finanzamt, kleinunternehmer | 1,409 | 147,560,191 | 8,587 | 586 | orgaMAX 128, sevDesk 63, Lexware 38 |
| Small-business community | smallbusiness, smallbusinessgermany, kleinunternehmen, smallbusinessowner, kleingewerbe | 1,548 | 143,186,256 | 7,529 | 656 | Lexware 4, PayPal 3, DKB 1 |
| Health insurance and pension | selbstständig, selbstständige, krankenversicherung, rente, altersvorsorge | 537 | 130,009,787 | 3,078 | 355 | orgaMAX 18, Wundertax 11, Smartsteuer 9 |
| Tax advisors | steuerberater, steuern, steuerberatung, unternehmer, steuerfachangestellte | 1,129 | 121,730,362 | 8,150 | 486 | sevDesk 38, Kontist 26, DATEV 25 |
| Gastro and point of sale | gastronomie, kassensystem, selbstständig, unternehmer | 1,102 | 117,855,281 | 3,964 | 699 | SumUp 39, orgaMAX 29, PayPal 15 |
| E-invoicing | rechnung, erechnung, rechnungen, buchhaltung, selbstständig | 825 | 114,976,632 | 828 | 318 | orgaMAX 133, sevDesk 42, Lexware 33 |
| Real estate and tax | immobilien, steuern, immobilie, vermögensaufbau, steuernsparen | 623 | 84,605,600 | 18,246 | 328 | Smartsteuer 14, Volksbank 10, Sparkasse 7 |
| Beauty and salon business | selbstständig, selbstständigkeit, beauty, kosmetikstudio, friseur | 718 | 59,317,606 | 8,169 | 452 | Kontist 4, Sparkasse 3, Wundertax 1 |
| GmbH, holding and legal form | gmbh, steuern, unternehmer, gründen, holding | 853 | 41,780,210 | 5,785 | 321 | orgaMAX 27, Qonto 2, Finom 1 |
Core sample, embedding clusters (KMeans), 2 Nov 2026.
What the
community says.
The community talks about the field and rarely about brands. Among 674,355 comments on core videos there are 13,822 mentions of a bank or tool, counted per brand. The pain points are clear: the tax office (8,429), anxiety and overwhelm (4,561), tax advisor and costs (4,303), payment default and liquidity (3,867) and bureaucracy (2,366).
Pain points
Comments matching each pain point, by word-boundary rules. A comment can match several.
Intent around banks and tools
Comments that ask about, recommend, switch or open a bank, account or tool.
In their words
Short quotes from comments under core videos, without user names. Original German, translation below.
„bro zahlt mehr fürs Falschparken als ans Finanzamt“„Selbstständig in Deutschland ist ein Fiebertraum.“„Warum stellt der Staat Unternehmern nicht selbst die Software zur Verfügung, die er verlangt?“„Nicht zu vergessen die Vorauszahlungen für das 3. Jahr.“„Ich glaube ich wechsel die Bank“„ich habe mein Konto gekündigt weil ich ein kostenloses gefunden habe“Unprompted brand mentions
Mentions under videos of another brand or of no brand, top 10.
What people ask
34,001 questions grouped into 18 clusters by embedding. Example question in German, translation below.
| Question cluster | Questions | Example |
|---|---|---|
| How does it work? | 3,133 | Und wie geht das?And how does that work? |
| Where? | 3,032 | Wo macht man das?Where do you do that? |
| Why? | 2,275 | wieso ist das so?Why is that? |
| Can I do this too? | 2,237 | Kann ich das auch machen?Can I do that too? |
| Costs | 2,201 | Was das kostet?What does it cost? |
| Rules and permissions | 2,126 | Muss man das beantragen oder wie geht das?Do you have to apply for it, or how does it work? |
| Accounts and payments | 2,054 | Und soll man etwas fürs Kontoführung bezahlen?And should you pay for running the account? |
| Reactions phrased as questions | 2,052 | Wie geil ist das dennHow cool is that |
| Tax | 1,931 | und wie läuft das mit den Steuern?And how does the tax work? |
| Money and interest | 1,873 | und wie bekommt man das Geld dann wieder?And how do you get the money back? |
| Investing | 1,740 | Wann investieren?When to invest? |
| Timing | 1,507 | Ab wann wird das sein?From when will that apply? |
| Which bank? | 1,484 | Bei der Sparkasse?At the savings bank? |
| Jobs and trainees | 1,449 | Ist das auch für Auszubildende?Does that apply to trainees too? |
| Pension and salary | 1,326 | Kann ich das auch mit meinen Gehalt?Can I do that with my salary too? |
| Questions in other languages | 1,277 | |
| Buying and selling | 1,218 | wird so etwas überhaupt gekauft und falls ja von wem?Does anyone even buy something like that, and if so, who? |
| Trade licence and small-business rules | 1,086 | Geht das auch bei Kleinunternehmern?Does that also work for small businesses? |
Banks and tools named in comments
| Brand | Category | Mentions | under own videos | under other videos | positive | negative | evaluative | positive share of evaluative |
|---|---|---|---|---|---|---|---|---|
| Sparkasse | House bank | 5,337 | 4,964 | 373 | 689 | 226 | 915 | 75.3% |
| orgaMAX | Accounting & invoicing | 1,103 | 1,090 | 13 | 147 | 1 | 148 | 99.3% |
| Volksbank | House bank | 806 | 237 | 569 | 97 | 28 | 125 | 77.6% |
| PayPal | Payment | 793 | 510 | 283 | 47 | 35 | 82 | 57.3% |
| Trade Republic | Broker & personal finance | 751 | 622 | 129 | 71 | 39 | 110 | 64.5% |
| Revolut | Business account & neobank | 697 | 330 | 367 | 111 | 24 | 135 | 82.2% |
| Klarna | Payment | 568 | 486 | 82 | 78 | 20 | 98 | 79.6% |
| N26 | Business account & neobank | 513 | 343 | 170 | 102 | 30 | 132 | 77.3% |
| Commerzbank | House bank | 375 | 112 | 263 | 41 | 14 | 55 | 74.5% |
| Etsy | Platform | 332 | 0 | 332 | 80 | 8 | 88 | 90.9% |
| Lexware | Accounting & invoicing | 304 | 75 | 229 | 55 | 9 | 64 | 85.9% |
| Deutsche Bank | House bank | 301 | 177 | 124 | 58 | 10 | 68 | 85.3% |
| Bitpanda | Broker & personal finance | 244 | 198 | 46 | 35 | 12 | 47 | 74.5% |
| Postbank | House bank | 241 | 77 | 164 | 18 | 19 | 37 | 48.6% |
| DATEV | Accounting & invoicing | 199 | 66 | 133 | 42 | 11 | 53 | 79.2% |
| sevDesk | Accounting & invoicing | 185 | 125 | 60 | 25 | 4 | 29 | 86.2% |
| DKB | House bank | 179 | 69 | 110 | 34 | 5 | 39 | 87.2% |
| Taxfix | Tax app | 164 | 54 | 110 | 26 | 6 | 32 | 81.2% |
| Shopify | Platform | 85 | 0 | 85 | 10 | 1 | 11 | 90.9% |
| WISO | Accounting & invoicing | 80 | 12 | 68 | 15 | 0 | 15 | 100.0% |
| Steuerbot | Tax app | 78 | 34 | 44 | 24 | 4 | 28 | 85.7% |
| Comdirect | House bank | 68 | 28 | 40 | 5 | 5 | 10 | 50.0% |
| C24 | Business account & neobank | 60 | 15 | 45 | 11 | 0 | 11 | 100.0% |
| Finanzguru | Broker & personal finance | 59 | 41 | 18 | 19 | 0 | 19 | 100.0% |
| bunq | Business account & neobank | 47 | 12 | 35 | 11 | 1 | 12 | 91.7% |
Grey rows: fewer than 30 evaluative comments, the positive share is not reliable.
674,355 first-level comments under core videos, rule-based detection with word boundaries. Question clusters from 34,001 questions, embeddings and KMeans.
The strongest
organic videos.
After curation 42 of the 60 strongest organic core videos remain. 19 come from the official channel of the TV show Die Höhle der Löwen. The others are tax explainers, trades businesses, small shops, founder talks and comedy about self-employment.
Curation
The list excludes ads, the brands' own channels and paid partnerships. From the 60 strongest videos 18 were removed by hand:
- 3 false topic hits, for example a military helicopter video that matched via “engine startup”.
- 6 political videos: parties, politicians and policy debates.
- 9 videos without a real link to the field: salary and career, social benefits, pensions, private inheritance and real estate, a school survey, a meme from a private account.
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30Ranks 31 to 42
| Rank | Account | Views | Likes per 1,000 | Caption (shortened) | Topic | Date |
|---|---|---|---|---|---|---|
| 31 | @diehoehlederloewen.vox | 2,388,480 | 31.5 | Okaaaay...Fenster putzen kann man das wohl nicht nennen?! Die zwei Gründer von ClearBee präsentieren ihren ... | Founding | 19 Sep 2026 |
| 32 | @diehoehlederloewen.vox | 2,373,781 | 30.6 | Da staunen die Löwen nicht schlecht: 260.000 Euro Gewinn, 95% Umsatz im Online-Handel und eine ... | Founding, Business | 4 Mar 2026 |
| 33 | @2min2mio_puls4 | 2,248,504 | 87.2 | Wie findest du diese Innovation? drinkhalm ist Getränk und Verpackung in einem! Die 17-jährigen Gründer haben ... | Founding | 12 May 2023 |
| 34 | @diehoehlederloewen.vox | 2,211,638 | 28.9 | Der Gründer von Cupbrella führt vor, warum sein Produkt der nächste Problemlöser sein soll. Mit Regenschirm ... | Founding | 29 Oct 2024 |
| 35 | @serdarkaribik | 2,206,605 | 27.1 | Selbständigkeit be like | Self-employment, Business, Tax | 22 Apr 2023 |
| 36 | @finanznerd | 2,159,704 | 37.5 | Bis zu 4.000 € Miete vom Finanzamt erstattet bekommen! | Tax, Tax office | 17 Apr 2022 |
| 37 | @diehoehlederloewen.vox | 2,152,676 | 46.9 | Die Gründerinnen von Puripet.de Petfood wollen Katzenfutter gesünder und nachhaltiger machen! Neben ... | Founding | 9 Oct 2024 |
| 38 | @finanzdenker | 2,133,021 | 10.6 | Link im Profil für Hilfe bei der Steuererklärung! Abgebildet sind die wichtigsten Pauschalen und Freibeträge ... | Tax, Tax office | 24 Mar 2024 |
| 39 | @diehoehlederloewen.vox | 2,118,374 | 24.8 | Wie bitte? 7 MILLIONEN Euro? Diese stolze Summe hat Gründer Heinz bereits mit seiner Familie in sein Startup ... | Founding | 15 Mar 2026 |
| 40 | @diehoehlederloewen.vox | 2,104,010 | 34.9 | Trotz der frechen Deal-Ansage - 500.000 Euro für 10 % - sind die Löwen Feuer und Flamme für den Thermobecher ... | Founding | 15 Sep 2026 |
| 41 | @diehoehlederloewen.vox | 2,101,123 | 42.7 | Gestern haben Henrik und Moritz ihr Startup Jourries_Jewelry vorgestellt. Das Besondere an ihrem Schmuck? In ... | Founding | 11 Jun 2024 |
| 42 | @omrpodcast_official | 2,099,562 | 61.7 | Milliardär Reinhold Würth über seine 75 Jahre Arbeit | Business | 25 Apr 2025 |
Core sample, organic videos only, ranked by views as of 2 Nov 2026. Covers via the TikTok data provider, each video ID checked. Links open TikTok.
Where the
self-employed are.
Trades, hair and beauty, and gastro are where self-employed people show their everyday work, with high medians (65,861, 31,323 and 44,187 views) and almost no finance brands (6.6%, 0.7%, 2.5%). Finance and investing is the only neighbouring field where brands are visibly present (24.2% of videos).
Median views per neighbouring field
German-language videos in the total corpus per field. Pink: the three fields of everyday self-employed work.
Finance brands per field
| Field | Videos (DACH) | Views | Median views | Creators | with founder topic | with finance brand | Ads | Most frequent brands |
|---|---|---|---|---|---|---|---|---|
| Finance, saving and investing | 11,730 | 3,226,553,157 | 18,861 | 4,046 | 44.7% | 24.2% | 7.0% | Trade Republic 613, Sparkasse 525, Commerzbank 450, Volksbank 424 |
| Hair and beauty | 2,914 | 1,823,895,916 | 31,323 | 1,666 | 21.0% | 0.7% | 1.4% | orgaMAX 6, Wundertax 4, Sparkasse 4, Etsy 3 |
| Trades and crafts | 3,257 | 1,799,416,525 | 65,861 | 1,664 | 41.1% | 6.6% | 2.9% | Sparkasse 79, orgaMAX 52, Wundertax 16, Lexware 15 |
| Gastro | 1,971 | 775,028,724 | 44,187 | 1,253 | 36.3% | 2.5% | 3.5% | Sparkasse 11, orgaMAX 9, SumUp 4, Revolut 4 |
| Side hustle | 2,357 | 591,235,990 | 23,210 | 1,361 | 37.7% | 3.5% | 4.2% | Etsy 27, orgaMAX 17, Shopify 17, Trade Republic 14 |
| E-commerce and online shops | 1,058 | 324,280,585 | 9,077 | 577 | 69.8% | 4.4% | 7.3% | Etsy 329, Shopify 141, PayPal 10, Lexware 10 |
| Saving tax | 2,167 | 242,900,378 | 16,934 | 669 | 100.0% | 18.4% | 8.0% | Wundertax 104, Smartsteuer 82, sevDesk 53, Lexware 46 |
| Passive income | 533 | 104,410,866 | 38,064 | 294 | 34.9% | 3.9% | 3.8% | Etsy 13, Shopify 11, Scalable Capital 8, Trade Republic 7 |
Hashtags of the neighbouring fields
| Hashtag | Views | Videos | Growth since prior measurement | New videos per day |
|---|---|---|---|---|
| #barbershop | 137,789,360,443 | 8,339,337 | 4.7% | 5,345.6 |
| #affiliatemarketing | 86,238,108,842 | 54,176,594 | 8.8% | 58,349.8 |
| #sidehustle | 42,401,428,958 | 6,527,174 | 4.8% | 3,610.3 |
| #ecommerce | 38,644,449,655 | 4,010,905 | 7.6% | 4,007.5 |
| #onlinebusiness | 27,123,230,290 | 7,185,730 | 2.8% | 2,293.1 |
| #vinted | 24,669,280,343 | 2,676,268 | 14.3% | 3,931.8 |
| #dropshipping | 23,581,854,955 | 2,323,430 | 6.3% | 1,952.2 |
| #ugccreator | 15,934,894,151 | 2,922,271 | 10.2% | 3,985.2 |
| #handwerk | 13,498,235,618 | 418,225 | 11.3% | 487.5 |
| #friseur | 11,187,225,020 | 279,603 | 5.3% | 162.4 |
| #onlineshop | 10,582,930,591 | 1,934,373 | 0.8% | 543.2 |
| #foodtruck | 9,274,412,848 | 906,276 | 2.6% | 729.6 |
| #etsyshop | 8,183,191,294 | 2,522,422 | n/a | n/a |
| #gastro | 6,632,067,757 | 255,151 | 7.6% | 208.1 |
| #finanzen | 6,569,177,225 | 323,990 | 7.8% | 268.4 |
| #sparen | 6,560,695,315 | 367,265 | 5.8% | 232.6 |
| #handwerker | 5,020,018,936 | 125,127 | 8.7% | 115.3 |
| #geldverdienen | 4,492,039,279 | 540,253 | -1.1% | -70.4 |
| #gastronomie | 3,161,435,115 | 181,490 | 9.2% | 180.3 |
| #geldsparen | 2,678,323,771 | 137,040 | 7.4% | 109.6 |
| #investieren | 2,506,161,222 | 179,593 | 3.7% | 73.4 |
| #etf | 2,047,167,912 | 240,353 | 7.9% | 202.2 |
| #aktien | 1,716,960,621 | 156,095 | 6.4% | 108.1 |
| #friseursalon | 1,635,430,906 | 57,544 | n/a | n/a |
| #finanziellefreiheit | 1,391,460,896 | 298,089 | 1.0% | 33.8 |
| #nagelstudio | 1,391,153,050 | 151,520 | n/a | n/a |
| #finanztipps | 1,164,541,318 | 80,827 | 3.2% | 29.1 |
| #nebenjob | 823,134,696 | 165,127 | 0.5% | 10.7 |
| #passiveseinkommen | 636,551,272 | 142,833 | -3.1% | -53.8 |
| #finanzbildung | 488,040,086 | 30,479 | 15.8% | 47.7 |
| #kosmetikstudio | 366,923,124 | 50,765 | 1.1% | 21.4 |
| #steuernsparen | 267,820,701 | 17,148 | 2.7% | 5.2 |
| #nebeneinkommen | 179,232,640 | 61,680 | 0.9% | 8.5 |
| #ugcdeutschland | 151,694,928 | 25,587 | 10.1% | 40.3 |
Global hashtags, all languages. Negative growth: video counts fell, for example through deleted videos. n/a: no prior measurement.
German-language videos in the total corpus, field detection by word-boundary rules. Hashtag endpoint, 2 Nov 2026.
Who carries
the field.
The field is carried by tax professionals, a TV start-up format, trades businesses, lawyers and comedians: 18 accounts with at least 10 organic core videos reach 643 m views in the core sample. Of 30 named founder and business creators measured, 12 post at least 20% of their videos on founding, tax, money or business and are active. 3 of them show visible work with fintechs or business tools; none with a business-account provider to any notable extent.
The accounts with the most core reach
Ranked by views of their core videos. Included: public creator and business accounts with at least 10 core videos, profile pulled, less than half of their core videos ads. Brand channels excluded.
| Account | Name | Followers | Core videos | Core views | Median views | Likes per 1,000 | Main topics |
|---|---|---|---|---|---|---|---|
| @diehoehlederloewen.vox | Die Höhle der Löwen | 334,403 | 191 | 169,848,699 | 488,081 | 34.8 | Founding, Business |
| @burimaussenanlagen | BurimAussenanlagenGmbH | 419,029 | 119 | 91,982,352 | 430,741 | 13.2 | Business |
| @finanzhacks | Finanzhacker | 862,590 | 39 | 38,634,835 | 67,573 | 9.1 | Tax, Business |
| @ollinichtimdienst | OlliNichtImDienst | 135,871 | 257 | 34,701,881 | 72,686 | 24.6 | Tax, Tax office |
| @robin_kiera | CEO of Diggi | 620,668 | 159 | 33,904,965 | 109,803 | 65.1 | Business, Self-employment |
| @finanznerd | Finanznerd | 814,011 | 87 | 29,661,695 | 166,454 | 31.6 | Tax, Tax office |
| @zweisteuerberater | zweisteuerberater | 78,421 | 66 | 28,696,114 | 171,975 | 9.6 | Tax, Business |
| @elvis_und_sidney | Elvis & Sidney | 108,443 | 81 | 27,338,604 | 257,916 | 41.2 | Self-employment, Business |
| @steuerfabi | steuerfabi | 757,152 | 181 | 25,769,104 | 77,928 | 23.5 | Tax, Business |
| @anwalt_frederick | Anwalt Frederick | 538,315 | 43 | 23,822,278 | 484,768 | 60.1 | Business, Tax |
| @finanzdenker | finanzdenker | 204,264 | 47 | 20,444,313 | 94,371 | 7.0 | Tax, Tax office |
| @christina_linke | Rechtsanwältin Christina Linke | 211,517 | 20 | 19,828,449 | 858,654 | 26.9 | Business |
| @gehalts_check | gehalts_check | 72,255 | 33 | 19,450,097 | 332,665 | 22.3 | Tax, Tax office |
| @christian_gebert | Christian Gebert Steuerberater | 69,839 | 261 | 18,455,955 | 24,953 | 28.8 | Tax, Business |
| @serdarkaribik | Serdar Karibik | 580,392 | 29 | 16,905,683 | 380,738 | 35.3 | Self-employment, Tax |
| @dieharteschule | DieHarteSchule | 56,898 | 36 | 15,903,066 | 380,773 | 53.6 | Business, Self-employment |
| @raphaelsiegmund | Raphael Siegmund | 300,073 | 129 | 14,547,251 | 56,692 | 42.4 | Founding, Self-employment |
| @reneredo | ReDo - Gastro Coach | 618,757 | 29 | 13,071,478 | 237,958 | 52.0 | Business, Self-employment |
Founder and business creators, measured
30 named founder, business and creator-economy accounts were pulled with their history (up to 30 pages). Listed are the 12 that post at least 20% of their videos on founding, tax, money, business or career, have at least 5,000 followers and 50 videos, and are clearly identifiable. 12 further accounts post less on the field, 6 are inactive on TikTok or not clearly identifiable. Order: views of field videos in the last 12 months.
| Creator | Account | Followers | Median views | Interactions per 1,000 | Videos per week (90 days) | Field relevance | Founder or tax topic | Money topic | Ad share | Visible finance brand work (videos) |
|---|---|---|---|---|---|---|---|---|---|---|
| Finanzfluss | @finanzfluss_official | 162,865 | 5,744 | 43.2 | 16.3 | 88.7% | 13.2% | 87.2% | 0.9% | none found |
| steuerfabi | @steuerfabi | 757,152 | 16,192 | 17.2 | 6.1 | 97.1% | 96.3% | 17.8% | 17.5% | Lexware 46, Steuerbot 35, Trade Republic 11, Bitpanda 10 |
| Alexander Pfahl | @alexander.pfahl | 84,395 | 8,352 | 65.8 | 39.4 | 27.1% | 1.1% | 13.8% | 12.9% | Bitpanda 31 |
| David Döbele | @david.doebele | 124,859 | 9,893 | 28.9 | 18.0 | 47.4% | 4.1% | 11.6% | 1.9% | none found |
| OMR Podcast | @omrpodcast_official | 31,054 | 4,848 | 38.5 | 4.2 | 70.8% | 26.1% | 12.4% | 0.1% | none found |
| Tim Krasenbrink | @timkrasenbrink | 29,951 | 3,814 | 49.1 | 7.0 | 59.7% | 41.8% | 7.9% | 0.6% | none found |
| Frank Thelen | @frank_thelen | 325,634 | 21,852 | 40.4 | 2.3 | 36.7% | 13.4% | 18.1% | 4.2% | none found |
| Johannes Kliesch | @johannes.snocks | 55,290 | 4,280 | 37.7 | 7.6 | 64.0% | 19.8% | 10.1% | 3.7% | PayPal 5 |
| Tinus Klauser | @tinus.klauser | 81,088 | 1,718 | 62.5 | 14.2 | 52.3% | 3.8% | 28.7% | 0.7% | none found |
| Hedgefonds Henning | @wirecardceo | 22,722 | 8,861 | 64.3 | 1.5 | 55.8% | 4.9% | 27.4% | 3.4% | none found |
| Felix Thönnessen | @felix.thoennessen | 16,237 | 886 | 49.8 | 2.0 | 70.5% | 41.8% | 14.6% | 6.3% | none found |
| Céline Flores Willers | @celinefloreswillers | 107,386 | 41,048 | 63.0 | 1.9 | 42.2% | 8.6% | 6.4% | 0.3% | none found |
Field relevance = share of pulled videos with a founder or tax topic, a money topic or a business or career topic. Measured from caption and hashtags, so creators who tell business stories only in the video itself are underestimated. Ad share = ad flag, paid partnership or ad label in the caption. Visible finance brand work = videos with such a label naming a finance or business-tool brand.
Core-sample creators by follower size
| Followers | Creators | Core videos | Core views |
|---|---|---|---|
| over 1 m followers | 12 | 108 | 80,020,697 |
| 100,000 to 1 m | 59 | 2,275 | 839,846,508 |
| 10,000 to 100,000 | 95 | 2,540 | 637,844,142 |
| 1,000 to 10,000 | 16 | 202 | 91,283,790 |
| profile not pulled | 10,816 | 22,789 | 2,430,238,283 |
Profiles were pulled for creators with the most core reach; for most creators only the videos are known.
Core sample and creator histories via the TikTok data provider, 2 Nov 2026. Only public creator and business accounts are named.
Who follows
business creators.
Founder and business creators reach a measurably more business-minded audience. Of their newest followers a median 2.7% show a business signal in name or bio, against 0.95% for entertainment, lifestyle and creator-economy accounts. Their audiences barely overlap: 109 of 111 creator pairs share less than 3% of sampled followers.
Followers with a business signal
Share of sampled followers whose nickname or bio contains a business term. Pink: founder and business creators from chapter 12. Grey: median of the other sampled accounts.
How to read this
- The API returns the newest followers first. Each sample covers up to 50 pages, about 2,450 followers per account.
- 18.4% to 48.4% of sampled followers have a bio, 15.5% to 43.1% are private. Followers without a bio cannot show a signal, so every share is a lower bound.
- Only aggregated figures are shown. No follower is named.
- Overlap = shared followers divided by the union of both samples (Jaccard), 111 pairs of individual creators. Booking several founder creators reaches largely different people.
Follower samples via the TikTok data provider, 2 Nov 2026. Business signal = business term in nickname or bio.
What the numbers
can carry.
The three automated judgements, topic, brand label and comment sentiment, were checked against random samples by hand. The core sample errs on the small side, brand labels hold within about 7.5%, and the sentiment shares from rules are lower bounds. Below is what the figures carry and where they end.
Checks
| Check | What was tested | Result | Reading |
|---|---|---|---|
| Topic definition, precision | Core videos with a topic match that truly belong to the field | model 94.0% of 200; hand 20 of 25 (80.0%) | 80 to 94% |
| Topic definition, gap | German-language videos of the topic axes without a match that still belong to the field | model 42.8% of 200; hand 2 to 3 of 14 | 15 to 20% |
| Brand labels | Model label identical to hand label | 67 of 80 (83.8%) | 92.5% same class |
| Comment sentiment | Rule against model, 200 random comments | 61.5% agreement, 0 direction errors | rule shares are lower bounds |
| Comment sentiment, by hand | 40 comments of the same sample | rule 29 of 40, model 36 of 40 | model shares: 24.5% positive, 24.0% negative |
Topic definition: random samples of 200 videos each, judged by a language model, then checked by hand. The model is generous and counts personal finance, salary and tax policy as part of the field. The gap consists mostly of neighbouring topics and compound hashtags, some of which were added to the definition after the check. The core sample therefore errs on the small side.
Known contamination and how it is handled
| Contamination | Handling |
|---|---|
| “finom” is Hungarian for “tasty” | The brand counts only with a finance context; Hungarian captions drop out through the language check |
| #orgamax also tags an Indonesian organic fertiliser (about 430 videos) | Drops out of the core sample through the language check |
| Generic words: wise, vivid, penta, tomorrow, accountable | Only unambiguous forms or a finance context; their feeds pulled 5 pages only |
| House-bank feeds (#sparkasse, #deutschebank, #commerzbank) carry private-customer, stock-market and meme content | Stays in the core sample (finance context), shown separately in the founder-context table |
| Hashtag stackers, for example recruiting accounts tagging several banks | Label “hashtag stack”, excluded from content mentions |
| Own channels of regional savings and cooperative banks | Counted as own channel via handle pattern |
| Corporate creators and second channels of brands | Counted as the brand's own channel |
| English homonyms such as “engine startup” | Exception in the topic definition; remaining cases sit in the precision check and the curation of chapter 10 |
What these figures cannot carry
- No annual time series from the video sample. Search variants and hashtag feeds favour fresh videos. The monthly curve shows the direction only. Reliable is the hashtag growth between two measurements of the same provider.
- No absolute market shares. The sample comes from search and hashtag feeds and covers part of TikTok. Read share of voice as relative.
- Hashtag views fluctuate between measurements. Video counts are the reliable value.
- Video counts of hashtags can fall. Deleted or blocked videos leave, so growth is a net value.
- Profile counts and public videos of brand channels differ. Many fintech channels have non-public ad posts. Channel figures refer to public videos.
- Follower samples are the newest followers. Up to 50 pages, about 2,450 per account. 15 to 43% of followers are private, many have no bio. Shares are lower bounds.
- Creator topic shares measure captions. The spoken content of a video is not measured.
- API errors. 49,715 counted requests, 1,380 failed and were retried with backoff. 8 follow-list pulls ended with an error. The effect points towards undercounting.
- Follower counts are values of 2 Nov 2026. There is no follower history.
Not covered
- Instagram, YouTube and other platforms are not part of this scan.
- Second-level replies under comments are not part of the analysis.
- Hashtag growth exists only for hashtags with a prior measurement in Promoplug's tracking (63 of 115).
- Brands without their own TikTok channel: Kontist, Penta, C24 Bank. Almost empty: Holvi, Fyrst, N26 Germany, Lexoffice, Commerzbank. Revolut, N26, bunq, Wise, Klarna, PayPal and SumUp play in Germany via global English-language channels.
- Some named creators have no clear TikTok account and are not measured.
Reading rules for this page
- Every figure is from a sample of TikTok, collected 2 Nov 2026.
- Median views lead. Averages appear only where TikTok reports totals.
- Hashtag sums count a video once per hashtag. They are upper bounds.
- Grey table rows sit on small bases and are not reliable.
Promoplug Deepscan, quality control on random samples, 2 Nov 2026.